Your Finance Specialist

About Us.

Here at Your Finance Specialist, it is our job to understand your individual needs and circumstances and help you with all things finance. We do the leg work for you! There are a lot of banks and non-banks with 1,000’s of products on offer. Our job is to find the most competitive interest rates for you (usually at a larger discount than the banks will offer direct) as well as making sure you have the right structure in place to suit your circumstances.

Some of the things we specialise in:

• Complicated investment trust & company structures • First time property investors (making sure you have the right structure set up) • SMSF commercial/investment lending • Budgets and savings plans

Best of all we don’t charge you for our service.

Our Lending Options • Owner occupied & investment loans • Company/trust purchases (residential/commercial) • Refinancing/debt consolidation/top ups • Asset finance (secured and non-secured) • SME’s cashflow finance • SMSF property finance • Commercial finance

HOMEBUYERS

INVESTORS

BUDGETING

Meet the Team

Meet the people that are going to take your finances to the next level.

Kandi Hughes

Principal

Australian Credit Licence Holder & Part of LOLA Team of Brokers. Kandi has a passion for finance and property that is only succeeded by her passion for helping others by educating them. She will help her clients get their finances under control so they can take control of their lives.

LOLA

Local Lending Association

A co-operative of professional finance brokers who collaborate to deliver an exceptional customer service experience. LOLA has three pillars ... Loan Processing, Peer Support and Succession Planning.

Dealing with Kandi and Tracey at Your Finance Specialist has made the buying process a breeze. With their knowledge and experience in property investment, has meant they could recommend the right loan for us and take us through it step by step. I wouldn't hesitate in recommending Your Finance Specialist to my friends and family. TC - Greenwich NSW

Investment Property

I was referred by a family member and have been deligthed with the service Kandi has provided. This was my first home and due to my salary and commission structure getting finance was not going to be very straight forward. Kandi made the process really simple and went through several options that could work for me. She was also available after hours which was a real help when I needed her assistance with paperwork. Overall I am very happy with the home loan package I am on, I have also recommended Kandi to a personal friend who is looking into buying a house soon. I will continue to recommend Kandi to those interested in buying property, she has been amazing. JF - Alexandra Hills QLD

First Home Purchase

We were lucky enough to hear about Your Finance Specialist through our accountant. We couldn't be happier with the service that we have received on our recent refinance. We look forward to using them again for our next purchase. They made everything seamless. WW & MJ - Kedron

Refinance Owner Occupied

I heard about Kandi from a fellow work mate who explained to me what she was able to provide regarding assistance obtaining investment properties as I had already had one and was looking at expanding my portfolio. Kandi and her team at YFS has helped me grow my investment portfolio to a level where I never thought I would get to, her guidance and assistance has been very helpful and she understands my direction and what I am trying to achieve. I found working with YFS to be a very pleasurable experience, the follow ups and finance reviews always put your mind at rest knowing that they care about you even after you have completed your settlement with them. Because of this I have recommended my family, friends, and work colleauges to her for any of their financial needs as I know they will be looked after. CMc - Sunnybank Hills QLD

Investment Property Purchase

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Your . Finance . Specialist